3 Melrose Blvd

3rd Floor

Melrose Blvd

Johannesburg

Gauteng

South Africa

-26.14786

28.04525

Rating agencies

Rating agencies are firms that assess the financial strength of companies and governmental entities, both locally and internationally. Their goal is that of finding out the credit information of a borrower on behalf of the creditor. The information gathered is given to the interested parties.

Rating agencies operate under the same basic framework but there may be variations in how each of them conduct their research. Rating agencies make use of different ratings for different projects they handle. This is so due to the fact that there are always shifts in the business environment. Factors affecting a particular debt may vary from that affecting another.

The report compiled by rating agencies makes the work of creditors much easier and simpler. The track record of the person or entity in question has all the necessary details needed by a financial institution to make a decision. The decision would be to either lend money to the prospective debtor or not, should they do will they increase or lower the interest rate.

If a prospective debtor is deemed to have debts and may have had difficulties in paying back the borrowed money, the creditor may either not provide financial help or take a riskier bet that is demand higher returns to lending the money. In most cases strong borrowers pay less and weaker borrowers pay more.

Rating agencies carefully study the terms and conditions of each specific debt issue to reach an informed conclusion. To find out more about rating agencies, browse our Yellow Pages listings.

Rating agencies

Rating agencies are firms that assess the financial strength of companies and governmental entities, both locally and internationally. Their goal is that of finding out the credit information of a borrower on behalf of the creditor. The information gathered is given to the interested parties.

Rating agencies operate under the same basic framework but there may be variations in how each of them conduct their research. Rating agencies make use of different ratings for different projects they handle. This is so due to the fact that there are always shifts in the business environment. Factors affecting a particular debt may vary from that affecting another.

The report compiled by rating agencies makes the work of creditors much easier and simpler. The track record of the person or entity in question has all the necessary details needed by a financial institution to make a decision. The decision would be to either lend money to the prospective debtor or not, should they do will they increase or lower the interest rate.

If a prospective debtor is deemed to have debts and may have had difficulties in paying back the borrowed money, the creditor may either not provide financial help or take a riskier bet that is demand higher returns to lending the money. In most cases strong borrowers pay less and weaker borrowers pay more.

Rating agencies carefully study the terms and conditions of each specific debt issue to reach an informed conclusion. To find out more about rating agencies, browse our Yellow Pages listings.

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