Results for: "Banks" - "Agriculture" in "Durban-South, South Africa"

Search for your nearest bank branch or ATMs close by, and get directions, open hours, customer service numbers and more.

Why is it that whenever you’re looking for ATMs or banks near you, you can never seem to find one? It’s one of life’s little mysteries, like why do we cook bacon, but bake cookies?

There could be a million reasons you’re searching for banks open near you. Maybe you need to make an urgent cash withdrawal. Maybe you need to make a deposit. Maybe you’ve decided that the time has come to apply for a brand new credit card (to join the other maxed out ones burning a hole in your wallet).

It’s okay, we don’t judge. Whatever your reason, it’s nice to know that you can easily find a bank nearby just by doing a quick search on Yellow Pages online.

Sound like you? Read on.

Help me find banks near me

You may be happy with the bank you’re with – or you may be looking for a new bank to trust with your hard-earned Randelas. If you fall in the latter category, you might want to know what exactly makes a good bank ‘good’ and how to find the one that will meet your laundry list of needs. Now, we may not be financial advisers, but what we do have a few tips up our sleeves to get you started.

Here are some of the top six questions to ask when deciding where to bank:

What bank fees are involved?

There’s nothing worse than unnecessary fees. You certainly don’t want to end up paying every time you sneeze. Read the fine print to find out how different banks charge their customers.

Here are just some types of bank fees you’ll want to pay attention to:

•    Monthly bank charges
•    Overdraft fees
•    Interest rates
•    Out-of-network ATM charges
•    Statement fees
•    Account closure fees
•    Card replacement fees

Which banks are open near me?

This one’s all about accessibility. If you want to draw out some cash or need to visit a branch, you don’t want to have to go to the ends of the earth to do it. Use Yellow Pages to find out which banks are located near you (or your place of work for that matter) and what their business hours are so that you can choose a bank that will be most convenient if you need to pop out during the day or on the weekends.

How will these banks support my goals?

The most obvious reason for choosing a bank is to put your money in a secure place. But these days, banks offer a whole lot more to help you look after and grow that money. If you’re an entrepreneur, you’ll want to know what support the bank can provide to help you build your business. If you’re trying to save up money, find out what types of savings and investment accounts the banks offer and which ones will suit your saving style.

How easy is it to bank?

With technology getting smarter by the day, more and more people expect to do more online. And banking is no exception. Examine what digital features each bank offers (whether it be online banking, a smartphone app, telephone banking and read reviews online to find out what customers think about these platforms when it comes to ease-of-use, convenience and reliability.

How good is the customer service?

When it comes to matters of money, if something goes wrong, you want to know that it can get resolved as quickly (and with as minimal effort) as possible. Find out what mechanisms are available to log a query, cancel an account, report a lost or stolen card, dispute a credit charge, or deal with any other issue, and once again, look at reviews to judge the quality of service that others have received. You can also browse the Yellow Pages to search for customer care numbers for your specific bank branch.

How secure will your money really be?

You may be familiar with the big banks, but if you’re shopping around or if you’re considering credit unions, it’s important to do your research up front to make sure they’re a recognised and registered credit provider in line with the National Credit Act. This gives assurance that the bank abides by the laws and regulations set out and won’t just run away with your money.

After you select the bank that meets your needs and has the type of account your looking for, all that’s left to do is open the account and don’t forget to check back on Yellow Pages if you’re ever looking for a bank ATM or branch in your area.

Found a banking institution you’d like to recommend? Leave a review and help others searching for banks in South Africa.