Banks are financial institutes that offer monetary services whereby customers deposit sums of money as a way of saving. Then the bank pays it out to its clients whenever they need it.
There are different types of banks. They vary depending on the actual service they provide so one has to know which bank they need. There are commercial, investment retail and co-operative banks just to name a few. Banks offer savings accounts. These are of great importance as people are able to save money for future purposes by depositing a sum of money that will yield an interest though the interest might not be much but your money is guaranteed.
Internet banking is the popular one nowadays. Much preferred by many because of its efficiency as it is done online. Customers are able to do different transactions on their accounts in the comfort of their homes or work places without having to go to the bank. Standard Bank, Absa, FNB, Capitec and Nedbank are some of the available banks that operate in South Africa.
Banks also offer stop order services whereby you do not have to go around carrying money to make a particular transaction. You inform the bank about future payments, like car payment instalments. The sum of money would be deducted from your bank balance as stipulaterd and a debit order made to the third party. Non-card services, like e-wallet from FNB, have been introduced enabling those without bank accounts to be able to receive money from third parties. It lessens the risk of carrying money around which could be unsafe to the person.
To find more about banks, browse our Yellow Pages listings on www.yellowpages.co.za
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